Is A Reverse Mortgage Right For You?

You’ve seen the commercials with celebrities touting reverse mortgages;  ever wonder what they are?  Actually,  they are just what they sound like:   It’s a loan; but the lender pays you and they don’t get their money back until you (or the last surviving borrower) die, sell the home, or `permanently’ move out of it (usually for a year or more).  You or your heirs keep the difference between the value of your home and what you owed on the loan. Continue reading

How to Buy or Lease Your Next Car!

Believe it or not, car buying isn’t as much of a hassle as it used to be – the reason is simple:  There’s so much available information through internet sites.

If you’re looking at a new car, it’s now possible to see exactly what the dealer paid – and, I’m not talking about the ‘dealer’s invoice’; that’s a marketing ploy, as is the manufacturer’s suggested retail price (MSRP). Continue reading