You say you own a successful C-corporation with excess cash and you’d like to retire and turn it over to your children and still give money to charity?

You don’t have to be Warren Buffett or Bill Gates to utilize sophisticated financial strategies to achieve your goals.  Many are available to everyone; but, not everyone is aware they exist or how to use them.

There’s a way. Continue reading →

Simple.  Quite often qualified plan contributions, even at the limits, will be inadequate to meet the retirement income needs of highly compensated employees.

Executives at companies with 401(k) plans actually often find they’re severely limited by plan limits as to how much they can contribute; and, that severely limits their ability to achieve the necessary levels of retirement income to continue their pre-retirement standard of living, even when coupled with Social Security. Continue reading →

Watch for mutual fund companies to begin touting their 5-year track-records in a race for new assets. That’s because the ‘market meltdown’ happened six years ago, so those numbers won’t show up in the five-year calculations. I don’t expect too many commercials touting ten-year returns since those would include the melt-down years. Continue reading →