If you have a special needs child or grandchild, planning becomes especially important. 

We have special needs children in my own family; and we’re far from alone.  If you’re a family dealing with this issue, there are some things that can’t be ignored. Continue reading →

Ask virtually any advisor how the risk of an investment is measured, and you’ll likely hear them talk about volatility, mean variance, or standard deviation.  I know.  I’ve done it myself – and still do.  All those terms really refer to is simple price fluctuation around an average. Continue reading →